Georgia Insurance Law Attorneys Represent Insurers and Policyholders
Experience on both sides of policy disputes including bad faith litigation
The insurance law attorneys at The Law Offices of Michael D. Harper, P.C. provide legal advice and representation to insurance companies, self-insured corporations, policyholders and third-party claimants throughout Georgia. Our attorneys have extensive experience handling insurance claims, insurance coverage issues and subrogation cases at every level of state and federal court. We are dedicated to providing the personal attention you deserve as we work diligently to produce the best possible result.
Atlanta insurance defense attorneys protect insurers’ interests
The Law Offices of Michael D. Harper, P.C. has been successful asserting the interests of insurance companies in numerous types of controversies. We provide a wide variety of legal services to insurers, including:
- Tort litigation of all varieties
- Claims management and apportionment services
- Insurance coverage opinion letters
- Declaratory judgments
- Reinsurance advice and disputes
- Bad faith litigation
- Professional liability litigation
- Coverage opinion letters
- Insurance appellate litigation
- Arbitration and mediation
Our firm often helps insurance companies resolve problems involving insurance policy coverage. We analyze every provision to determine the extent of coverage under the policy, and prepare detailed opinion letters. We also assist insurance companies in claims involving third parties. Our attorneys often initiate subrogation claims against at-fault third parties in order to get reimbursement for any payments to insureds under their own policies. We resolve many conflicts in arbitration or mediation, saving our clients time and expense. In certain cases, state or federal court litigation may be necessary to settle disputes. When that occurs, our attorneys have the knowledge and skill to deliver the best possible results.
Helping policyholders enforce the terms of their coverage
When you sign an insurance policy, the insurer pledges to: defend you against claims, to indemnify you for successful claims and to settle with you for your own losses. Your insurer has a duty to deal in good faith, meaning fairly and honestly. When the company fails in that duty, you may have a case of bad faith. Georgia recognizes bad faith as a cause of action for a lawsuit. If successful, you can recover more than the value of your claim in punitive damages.
How to know if your insurer is acting in bad faith
There is no clear definition of bad faith, but courts look for a pattern of behavior that indicates an insurance company is not dealing fairly with a policyholder. Signs of bad faith include:
- Failing to assess a claim in a timely manner
- Unreasonably denying a claim
- Making an unreasonably low settlement offer
- Incomplete investigation or failure to consider pertinent facts
- Using intimidation tactics to coerce a settle
Because we serve on both sides of insurance issues, our attorneys know how to handle insurance bad faith litigation. We put our experience to work, taking decisive steps to deliver a positive outcome.
Contact an experienced Georgia law firm for reliable assistance with insurance issues
Insurance disputes require skilled management by knowledgeable attorneys. To learn how The Law Offices of Michael D. Harper, P.C. can help resolve your insurance law issues, call 404-857-0292 or contact us online today. From our offices in Atlanta, we represent insurers, self-insured businesses and policyholders throughout Georgia.